How To Add Downpayment On Verizon Website
Out of nowhere VZ website requires down payment on phones
I was just browsing like I do everyday to check billing, deals and so on.
At present every single device on device payment requires a huge down payment. All devices shows around 8$ and some change a month - and that is after down payment.
It's strange because I take them since 2012 , vii lines , and not even one time a payment was missed/late.
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level 2
Are you an employee ? If and so , do device dollars employ to total price bought via Verizon ?
level 1
They are at present using real live FICO credit scores to determine the ability to finance devices. At least as part of the equation, perhaps non 100%, but I'm betting a good flake of the conclusion is done past FICO. No longer relying on internal payment histories solely.
level 2
Account is on my mother , so what you are saying really makes sense. Cheers !
level 1
Work for corporate Verizon. Verizon does not simply lower financing amount. It could exist several things that cause this. For example. What I have seen in store. And I have called our review team for this. Indeed goes past credit. For starters. If you had a higher finance limit earlier and it'southward lowered I have seen several reasons. Late payments consecutively. Likewise likewise many payment arrangements. Past due account (sub-level). Credit scoring inverse. Best way to increment that spending limit is on fourth dimension Payments or auto pay. Unfortunately it takes several months on Verizon's end to change.
level two
Never since 2012 tardily payment , never any payment arrangements . So the merely matter would is that makes sense is credit score.
level 1
Not showing on mine that I need to put a downwards payment. Are you financing your devices? Maybe that is why (since verizon puts a limit on how much you can finance)
level 2
All devices are financed, however the last upgrade was done in 2019. Fifty-fifty yesterday it wasn't showing that. It'south strange...
What could caused this ?
level i
my credit is the same and asked me to pay 937 on a 1200 device; seems bait and switch. before this calendar week never.
level 2
Similar maybe other guy said at present they are using FICO. My credit is good nonetheless my mother's is average , and she is account owner.
level 1
just 1 more reason not to purchase phones from carriers.
How To Add Downpayment On Verizon Website,
Source: https://www.reddit.com/r/verizon/comments/ga9kb5/out_of_nowhere_vz_website_requires_down_payment/
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